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Credit Report Dispute
Tell us what happened.
Use this when Equifax, Experian, or TransUnion is reporting something you believe is wrong — an account that isn't yours, a wrong balance, a wrong status, or duplicate entries.
Step 1 of 5 — Who is filing this dispute?
20%
Who is filing this dispute?
Where the bureau can reach you. This appears at the top of the letter.
The state in which this dispute arose. Used for labeling only.